Instant
settlement
near-zero
fees

SCROLL DOWN
OUR VISION

Instant Payments, Borderless Value

PayFlux empowers anyone to move money instantly, almost fee-free and sustainably, linking a truly global value network.

Where

Where You Can Use PayFlux

Scenario Description Examples
Retail & Coffee Shops NFC or QR code payments, no queues, no change needed. Boutique cafés, pop-up stores, vending kiosks
Transportation Instant payments for rides, bike or scooter rentals. Ride-hailing apps, bike/scooter rentals, parking meters
Gaming & Digital Goods In-app purchases, DLC, skins and subscriptions without interruption. Mobile games, console DLC, streaming subscriptions
Cross-Border Micropayments Small transfers between friends or freelancer payments without high fees. P2P remittance, gig-economy payouts
Creator Tips & Donations One-click appreciation for livestreams, blogs or podcasts with instant payouts. Live-stream tipping, blog donations
IoT Micropayments Smart charging stations, data APIs, pay-per-use services at penny prices. EV chargers, sensor data marketplaces, pay-per-use APIs

Core
Objectives

01 /

Flash Consensus Layer

A parallel DAG topology allows multiple blocks to be appended simultaneously without contention. Combined with VRF-based validator rotation and threshold signatures, the pipeline from broadcast to finality shrinks to ~1 second. Built-in double-spend detection and optimistic execution mean even offline QR or Bluetooth payments settle the moment the code is scanned.

02 /

Micropayment Channel Network

Customers and merchants open off-chain, directed channels where rapid-fire micro-transactions accumulate in a local Merkle buffer. Once a value or time threshold is met, batched settlement hits the main chain. Each bundle enforces HTLCs and bi-directional freeze-and-release logic, guaranteeing refund on failure and instant unlock on success. The result: 50 k+ TPS with per-user costs measured in ten-thousandths of a cent.

03 /

Adaptive Fee Engine

Nodes continuously sample mempool depth, historical throughput, and token-price volatility, feeding an ML model that forecasts the next 10-second load window. Base fees are then nudged per block, while the wallet SDK relays a "recommended fee" in real time. Even at peak demand, the engine keeps per-tx costs below 10-4 USD, preventing fee spikes or stuck transactions.

04 /

Green Proof-of-Stake Architecture

A tiered random election plus parallel validation slashes energy per consensus cycle to below that of a single card swipe. Validators stake PayFlux and submit verifiable green-energy proofs or carbon-offset receipts, with automatic reward dilution for non-compliance. A public dashboard discloses carbon-equivalent per-GWh of transaction volume, supplying auditable metrics for ESG reporting and sustainable finance.

05 /

Cross-Platform Lightweight SDK & NFC/QR Protocol

The core library weighs in at < 50 KB and ships for Web, iOS, Android, and Unity. Features include offline caching, drop-and-replay resilience, and hardware-key protection. NFC uses NDEF tags with dynamic amount encoding, while QR codes support both static addresses and one-time signed invoices—perfect for mobile POS, in-game purchases, and IoT devices. Copy the official sample, paste, and go live in under 30 minutes.

Technology Stack

Cross-Chain Atomic Swap Bridge

Trustless HTLC swaps with Schnorr adaptor signatures let PayFlux move between EVM, Bitcoin, Solana, and other chains without custodians. SPV-verified blocks plus threshold signatures settle both sides in ~3 s, while a batch matcher groups sub-$1 swaps to keep bridge fees around 0.05 %.

Olivia Martinez

Sebastian Keller / CTO

A distributed-systems specialist and former architect at Stripe Crypto and AWS Blockchain. Sebastian Keller engineered PayFlux's DAG-based Flash Consensus Layer and Micropayment Channel Network, keeping the mainnet stable above 50 k TPS during peak loads.

Ethan Carter

Ethan Carter / CEO

Former VP at a leading Silicon Valley payments platform with 12 years in fintech operations. Ethan steers PayFlux's strategy and global compliance, aiming to deliver "zero-fee, one-second" payments to every café and mobile app on the planet.

Luca Rossi

Luca Rossi / Head of Cryptography

Ph.D. from ETH Zurich, specializing in Schnorr adaptor signatures and zero-knowledge proofs. Luca audits the security of the Adaptive Fee Engine and Cross-Chain Atomic-Swap Bridge, ensuring PayFlux's trustless, borderless value flow.

Maya Patel

Maya Patel / Ecosystem & Partnerships Lead

Former global merchant lead for Visa Tap-to-Pay with deep roots in retail and gaming payments. Maya launched the one-line lightweight SDK, driving PayFlux adoption across 20+ countries, and oversees developer bounties and hackathons.

Pay
Flux

[Partner]

Blockchain Ecosystem Partners

Base
Coindesk
Dexscreener
Uniswap

PayFlux Token

Total Supply: 100,000,000,000

Community & Ecosystem Incentives

45%

Liquidity & Marketing

20%

Team & Core Development

10%

Foundation Reserve

10%

Strategic Partners

10%

Legal & Compliance

5%

PayFlux Token Allocation Chart

Roadmap

PayFlux Development
Timeline

Phase I – Genesis (Q2 2025)

Mainnet goes live.

Official light wallet for iOS, Android, and Web.

First 50+ validator nodes deployed worldwide.

Early-adopter incentive campaign launches.

Phase III – Interconnect (Q4 2025)

Trust-less atomic-swap bridge for EVM, Bitcoin, and Solana chains.

Stable-coin pairs (USDC / USDT) integrated.

Global rollout of the Micropayment Channel Network.

Independent third-party security audit completed.

[PayFlux]

Each phase unlocks speed